Free Member Benefit

Denied a claim? You can appeal.

CPR has arranged for an independent online service that writes your appeal letter for you — a simple, step-by-step system that helps you make the best possible case to your insurance company. Included free with your CPR membership.

Claims denied in 2024 85M
Of those, ever appealed <1%
Appeals that succeeded 1 in 3
Most denials are never challenged — even though appeals are overturned far more often than most people expect.
The Problem

Some insurers reject nearly 1 in 5 claims

We all have a right to expect that, if we're covered under our health plan, our medical claims will be paid — and that prior authorizations for the medications and services we need won't be denied or delayed. In practice, millions of denials go unchallenged every year, simply because people don't know where to start.

1 in 5

Claims rejected by some insurers, by industry estimates.

85,000,000

Health insurance claims denied nationwide in 2024.

1 in 3

Appeals that were successful, when people actually filed one.

Not knowing where to start shouldn't cost you your care.

Fewer than 1% of denials are ever appealed — not because people don't have a case, but because the process feels confusing, slow, and stacked against them.

How It Works

A proven appeal letter, drafted for you in minutes

As a CPR member, this free benefit drafts an effective appeals letter on your behalf — no legal background needed.

Step 1

Share your details

Provide basic information about your denial, your insurance plan, and your health history. Upload your denial letter — the system automatically strips your personal information to protect your privacy.

Step 2

Get three draft appeals

After a few more questions, the tool creates three different pre-written appeal letters, each customized with your information.

Step 3

Choose and submit

Pick the letter that best matches your situation, and you're ready to submit your appeal — understandable and fast, from start to finish.

Know Your Rights

A denial is not the last word

"If your health plan says no, you have the right to appeal — for any covered service you and your doctor believe is medically necessary."

Many people don't realize the insurance company's denial isn't final. Insurers have hundreds of experts and lawyers working on their side of the table. As a CPR member, you get free expert help to appeal a denial, so you can obtain and afford the care you deserve.

Also Included Free

Bring in your Health Advocate

Use your Health Advocate benefit alongside your appeal letter to get a personal expert in your corner — someone who can review your denial and your appeal, and even contact your insurance company to help make your case for you.

Coming Soon

No-cost legal representation

CPR is negotiating a new member benefit with major law firms. If they take your case, they'll sue your insurance company over an unfair denial at no upfront cost — you don't pay a penny unless they win.

Don't let a denial be the final answer

Join Center For Patient Rights and get instant access to your free Do-It-Yourself Appeal Benefit.

Become a Member

Become Your Own Best Healthcare Advocate

Understand your insurance. Protect your rights. Get expert guidance when you need it.